Affordable Care Act (ACA)
Starting January 1, 2014, everyone is required to have health coverage either through an employer, Medi-cal, state health programs, or through the California 'Health Insurance Marketplace'
Starting October 1, 2013, you can go to the Health Insurance Marketplace (Healthcare.gov) or Covered California (CoveredCA.com). You can review each plan, see costs and what's covered -- so you can make an informed decision.
All plans are listed in one place, so you can make side-by-side comparisons of the benefits and prices. Since plans are required to describe what's included in simple language, there's no guesswork about what's covered.
-- Every plan is required to cover important benefits including doctor visits, hospital care, emergency care, prescriptions, preventive care and more. --
After you've reviewed your options, you will be able to choose the health plan that works for you, and sign up on the spot.
Also, for the first time, there's financial help to pay for health insurance. In fact, many people who buy their plan in the Market Place will get help covering the costs. Low-cost or free plans are also available, depending on your income.
Now you can rest easy knowing you are protected. You won't be denied coverage if you have a pre-existing condition like asthma, diabetes, high blood pressure or even cancer, and your coverage can't be cut off or cancelled if you get sick.
You can be confident that your health plan will be there for you when you need it.